Description of Services

Residential Real Estate Purchase

Services Included

As part of our retainer for the completion of a residential real estate purchase transaction, we provide the following services, all of which are included in the fee that has been quoted to you for the completion of your transaction:


  • Reviewing of your agreement of Purchase and Sale
  • Reviewing of a Status Certificate (for Condominiums)
  • Completing title searches and advising you of the encumbrances on title
  • Submitting requisitions on title and reviewing responses from the seller
  • Searching for executions
  • All correspondence with the title insurance company, and completing its required forms and documentation, and reporting to the title insurer after closing
  • Examining the draft Transfer
  • Reviewing the Statement of Adjustments
  • Preparation of an Affidavit pursuant to the Land Transfer Tax Act
  • Corresponding with your mortgagee to satisfy the solicitor conditions set out in your mortgage instructions
  • Receiving and reviewing mortgage instructions
  • Preparation of closing documents
  • Meeting with you to sign the closing documents
  • Exchanging of the closing documents with the seller’s solicitor
  • Receiving funds from the mortgage advance into our trust account
  • Completion of the transfer of funds with the seller’s solicitor
  • Registration of a Transfer
  • Registration of one institutional A-Lender Charge
  • Submitting a final report to the mortgagee
  • Preparation of a record book containing all of your closing and transaction documents

Services Not Included

Please note that the fee quoted to you will not include the following additional services, which will be provided to you at the fee set out below should you require them from us:


  • Registration of an additional mortgage – $250
  • Completion of a private mortgage transaction – $400
  • Completion of a PPSA Registration – $300
  • Registration of a Notice of Assignment of Rents – $200
  • Rush completion of your mortgage documents in the event we do not receive your mortgage instructions at least 5 business days before your closing date – Mortgage instructions that are sent to us past this time line will be subject to an additional $25 for every day of delay
  • Paying out any of your personal debts as part of the mortgage conditions – $30 per payout
  • Completion of a bridge loan transaction – $300
  • Renegotiation of purchase price or any of the terms of the Agreement of Purchase and Sale – Hourly rate of $300
  • Providing an undertaking to holdback funds for a period that is less than one year – $100
  • Providing an undertaking to holdback funds for a period that is more than one year – $200
  • Completion of your transaction by way of Power of Attorney – $150
  • Negotiation of an extension to the closing date – $300
  • Following up with the seller’s solicitor after closing with respect to any of the following issues: a) premises not being clean; b) garbage remaining in the premises; c) any of the appliances not working properly; d) any outstanding repairs to the property; e) seller’s breach of any warranties; f) Tax & Water arrears – $50 per correspondence
  • Submission of a claim on your behalf to the title insurance company – $100
  • Zoning searches – $200
  • Correspondences with the municipality with respect to active/open permits on the property – $100 per correspondence
  • Completion of an assignment of a rental appliance – $50